Quote:
Originally Posted by AKA_Monet
Whereas, really, the logic should be placed, first, without romantic blinders, on HOW mates overall spending habits and values before formalizing and legalizing a pair-bond relationship. Then when a bank depletion occurs, each person can come to a rationalization that each other has these different cultural norms to progress to a mutually beneficial relationship...
Basically, until my husband and I sat down with a financial advisor, our relationship was headed for disaster. But my husband began to understand my financial values and goals, whereas, I began to understand his financial values and goals. We would have been better off if we had done that before we were married. But we did not. So a word to the wise:
No Romance Without Finance is a Nuisance...
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Very well said! A relative of mine spent 10 years paying off bills and restoring her credit after a former spouse did his damage. It amazed me to see just what he was able to get away with and leave her responsible to take care of.
I don't look on this as "unromantic" as it were, though some might think it a bit cold and calculating to think about money before marriage. Any kind of long term relationship takes work- and I figure adjusting one's personal financial discipline, if necessary, is just one more way that one puts some necessary personal effort into a union.