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Originally Posted by divainred
1. It sounds like more than likely, it will be on the report. Yet, if you pull the report, you can definitely be sure. Also, try to track the charge down and see if you can explain it and maybe get it settled and removed.
2. If you deal with it now, it might not be too bad. Even though you pull it and provide copies, I believe that management companies like to pull your credit themselves to make sure that people don't try to alter it or hide info.
I would just try to track down who has the account now or even the original credit card company and see if you can work it out.
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I know the OL that I used. I know I was blessed with a new position (Thank you LORD!), but I am not rollin in dough like that.... I hate to say it... but it was $17K. I ain't got that type of money. Now, I wasn't gonna pull my report to tell them "Use this instead." This was to show them a prelim report and to save me from having lots of folks pullin my report. I was afraid it would be on my report... but I don't want to be stuck in the same apt. I don't want to be denied b/c of this card. I can understand a house, but an apt? I will just be mad for a long while if I can't leave.... Heck, I was gonna be paying that off WAY before I applied for a house... *sigh* I just need help...
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