financial problems

[adpiucf]

Can you afford your dues through the end of the year? If not, why? You may want to get a part-time job to help you cover expenses. Your chapter treasurer will also be happy to work with you on a payment plan, as mentioned by the above poster. Request this in writing, and cc her adviser. Unless there has been some unforseen emergency, I recommend you pursue all avenues to pay your dues and make a big effort to come around to chapter events this final semester. Collegiate membership is a once-in-a-lifetime experience-- enjoy it now!

Second, not all of us get a free ride through college. Many of us pay our own way with part time jobs, student loans and scholarships. Debt is part of life. I understand where you're coming from! It can be really overwhelming. Graduation and post-grad are going to be a big change from school-- school is something you have been doing practically your entire life. Change can be a little scary.

I highly recommend Suze Orman's book Young, Broke and Fabulous-- it's a must-read for 20 and 30-somethings... Great tips on debt, career, purchasing a car (and eventually a home, retirement savings, all those questions you may be worrying about!). I picked it up a few months ago and it's a great read. Similiar to the advice your parents may be giving you, but a little more realistic. (No, I'm not a paid endorser of thise book! It just helped me a lot!)

Third, talk to your parents and friends about your fears. You are not alone! You may also find keep a blog or written journal helps you to express your fears and concerns--- getting them out of your head and helping you to not worry as much.

Good luck and keep us posted.