Quote:
Originally Posted by tcsparky
WhiteDaisy,
Do you still have a US bank account? I'm asking, because I have a few bills that will still need to be paid here by direct debit. I don't know how to transfer money from my UK bank account to a US bank account. I asked at my bank (a small regional bank) and got blank looks.....then a shrug.
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Yes, we do still have a US Bank account and US credit cards (you'll want to keep up your credit so when you repatriate you have enough credit to buy a house, rent a place, buy a car, etc.). Our Capitol One credit card does not charge and international transaction fee, so that's what we mostly use here. There are several companies that don't, so look around.
Our situation is a bit different because my husband is actually still paid in US dollars (as a direct deposit into our US bank). We use transferwise to move money back and forth and keep an eye on the exchange rant and try to move big chunks of money when it's most favorable. We can also take money out of ATMs with our US card and then walk it into our UK bank to deposit it - that's the absolute best exchange rate you'll probably get, but you are limited to X amount of money each day.
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