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  #76  
Old 07-19-2010, 02:20 PM
preciousjeni preciousjeni is offline
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Quote:
Originally Posted by Drolefille View Post
the only way to throw them in jail would be to bring back true debtors prisons
Holy mercy! Just saw this and immediately thought of our discussion:

http://www.walletpop.com/blog/2010/0...-to-those-who/
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  #77  
Old 07-19-2010, 02:43 PM
Drolefille Drolefille is offline
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Originally Posted by preciousjeni View Post
Holy mercy! Just saw this and immediately thought of our discussion:

http://www.walletpop.com/blog/2010/0...-to-those-who/
Yeah, I've seen similar articles recently and I'm less than thrilled.
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  #78  
Old 07-19-2010, 03:12 PM
preciousjeni preciousjeni is offline
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Originally Posted by Drolefille View Post
Yeah, I've seen similar articles recently and I'm less than thrilled.
Beyond being moronic, it's an outrageous waste of taxpayer dollars.
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  #79  
Old 07-19-2010, 04:48 PM
PiKA2001 PiKA2001 is offline
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Interesting but how is this any different from people who write hot checks serving a few days in jail?
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  #80  
Old 07-19-2010, 05:09 PM
Drolefille Drolefille is offline
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Originally Posted by PiKA2001 View Post
Interesting but how is this any different from people who write hot checks serving a few days in jail?
One is fraud?
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  #81  
Old 07-19-2010, 05:48 PM
PiKA2001 PiKA2001 is offline
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Originally Posted by Drolefille View Post
One is fraud?
I don't know, writing a bad a check and using a credit card with no intention of paying it are the same in eyes.
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  #82  
Old 07-19-2010, 05:53 PM
Drolefille Drolefille is offline
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Originally Posted by PiKA2001 View Post
I don't know, writing a bad a check and using a credit card with no intention of paying it are the same in eyes.
There's bouncing a check and there's an intentionally bad check. One's a mistake and you pay a fee to your bank, the business, etc. One's fraud and possibly theft of services.

Not paying your credit card is more of a violation of contract and not paying most debts is a civil matter, not a criminal one.

There's a system for it, our jails aren't it.
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  #83  
Old 07-19-2010, 06:01 PM
PiKA2001 PiKA2001 is offline
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Originally Posted by Drolefille View Post
There's bouncing a check and there's an intentionally bad check. One's a mistake and you pay a fee to your bank, the business, etc. One's fraud and possibly theft of services.

Not paying your credit card is more of a violation of contract and not paying most debts is a civil matter, not a criminal one.

There's a system for it, our jails aren't it.
Yep, but didn't these people end up in jail because they didn't appear in court?
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  #84  
Old 07-19-2010, 06:08 PM
Drolefille Drolefille is offline
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Yep, but didn't these people end up in jail because they didn't appear in court?
The article explains pretty easily how it's an abuse of the system, and how low the level of proof is on the debt collection company's part. There are other articles out there if you want to know more.
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  #85  
Old 07-22-2010, 10:48 PM
aggieAXO aggieAXO is offline
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I have clients that try and commit fraud all of the time. They ok things when they know damn well they aren't going to pay for it. I am happy to see them go to jail. Good riddance.
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  #86  
Old 07-23-2010, 11:13 AM
Low C Sharp Low C Sharp is offline
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The article explains pretty easily how it's an abuse of the system
Maybe particular creditors are abusing the system, but missing hearings in the court system is dead serious, as it should be. Otherwise, anybody in any kind of trouble would just skip out on going to court. The power of the court to issue consequences, including imprisonment, is the reason people take courts seriously.
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  #87  
Old 07-23-2010, 11:19 AM
AGDee AGDee is offline
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Although the article said that sometimes there was no evidence that the debtors were notified of the court date. That is simply shady.
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  #88  
Old 07-23-2010, 11:22 AM
Drolefille Drolefille is offline
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Originally Posted by Low C Sharp View Post
Maybe particular creditors are abusing the system, but missing hearings in the court system is dead serious, as it should be. Otherwise, anybody in any kind of trouble would just skip out on going to court. The power of the court to issue consequences, including imprisonment, is the reason people take courts seriously.
Also, see the article.

Or AGDee's comment.

There's also the issue, though I'm not sure if it happens in these cases, of the debt purchasers taking the person to court in another jurisdiction. I know it can happen in lawsuits, but not sure about these cases.
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  #89  
Old 07-23-2010, 12:12 PM
aggieAXO aggieAXO is offline
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Originally Posted by AGDee View Post
Although the article said that sometimes there was no evidence that the debtors were notified of the court date. That is simply shady.
Many of the people I see committing the fraud are simply shady. Pay your bills and you won't get into trouble or don't spend what you don't have.
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  #90  
Old 07-23-2010, 12:32 PM
Drolefille Drolefille is offline
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Originally Posted by aggieAXO View Post
Many of the people I see committing the fraud are simply shady. Pay your bills and you won't get into trouble or don't spend what you don't have.
There's a big difference between not being able to pay your bills and committing fraud. They're way on the other end of the spectrum from each other.

Even if they're no longer attempting to make payments, doesn't mean they incurred those debts with that intent. I won't deny that people who legitimately commit fraud are in the wrong. But they're not the majority of people failing to make payments.
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