How important to you is financial security in a relationship/marriage?

[cheerfulgreek]

On a scale from 1-10 how important is financial security to you? How important is it to you in a serious relationship vs a marriage? Explain the reason behind the number you chose.

[KSUViolet06]

I'd say about a 5. I'm not looking for someone to be a millionaire, but I do think that it's important for the man you marry to be able to manage money well. I think that the way a person manages money says alot about their character. It's important to know that he knows how to save and spend responsibly. Everyone has debt issues of some kind (from school, credit cards, etc) and I don't expect him to be debt free, but I do want to know that he is responsibly paying any debt that he has.

[Army Wife'79]

I'd say a 10. I'm not saying I wanted him to be rich but studies show the main cause of problems in the marriage is "money" so it's important to be on the same wave length. If you have debt it will cause stress which will cause fights etc.
Too many kids now want to live like their parents do now, not like they did when the parents married. Big screen TV's, fancy electronic gadgets etc. It's a downward spiral into financial ruin. If you can't afford to pay cash, don't buy it and always pay your credit cards off monthly.
If one is a "saver" and the other a "spender" there will be fights. If both are "spenders" you will end up bankrupt or divorced but if you are both "savers" you will have a happier marriage according to an article I read.

[DSTCHAOS]

10

[TNPhiMu]

I agree with the 10's. Financial security does not equal "rich". But being financially secure is so important in a marriage, and even though to a lesser degree, in a serious relationship. And, well, ditto to everything Army Wife said.

[AKA_Monet]

No romance without finance is a nuisance! 10!

Really though, one's lover needs to be supportive and buttress during the rich and the poor times. And it flip flops from one member to the other member of the pair bond.

[PrettyBoy]

For me it's about a 5, which is in the middle. I think it's the man's primary job to provide for his wife. I say 5 because it would be nice if she could help with some of the bills, which would take some of the financial burden off of him.

I guess this thread really wouldn't apply to men, but in truth I don't think a woman gets involved with a man just for his money. Other factors play into that as well. I think she at least wants him to be able to support himself. I think most men are willing to marry a woman who expects to be financially supported thoughout life. But there aren't many woman who would marry men they would need to support. Most women would help support a joker through schooling that would prepare him for a career he enjoys. But when school is done she expects the joker to find a job. I think the biggest problem with finances in a marriage is that many couples set a standard of living for themselves far higher than they need to be happy. If they would just reduce their standards of living to a point of comfort, many could avoid the man working long hours, with the woman pressured to earn a paycheck. Like I said, it's his job to support her, not hers to support him.

I'm not against women who want careers, and I don't oppose women who choose a career early in life. All I'm saying is I think women should be able to have a choice. I think it's great she can work and help with the bills because that's the way things are now, but the money she earns should not have to be spent on basic support for the family. If he's not earning enough money, I think in many cases lowering the standard of living would not sit well with many women. Over spending and lowering the standard of living are two totally different things. A lot of couples divorce because of finances, but some of this can be prevented if he would somehow increase his income without sacrificing time with his wife.

Either way it goes, if he's not earning enough money she may leave. On the other hand if he's working long hours to make her happy financially, she still may leave. The reason being is because he may be meeting her financial needs, but her emotional needs are still being unmet.

For me, I would like her to work and make enough money to support herself, but as long as we're together, I'll take care of her to the best of my ability with the resources I have, because it's my job to serve her. If she still isn't happy, and I'm doing the best I can then I'll just have to say see ya. Some women are never happy.

[Munchkin03]

10, 10, 10.

You can be financially secure and be decidedly not wealthy, or you can have a high salary and be financially insecure due to living outside of your means. I want to retire. I want to send my kids to the same kinds of schools that I went to. That doesn't require wealth, but it does require certain priorities.

[ThetaDancer]

Originally Posted by Munchkin03

10, 10, 10.

You can be financially secure and be decidedly not wealthy, or you can have a high salary and be financially insecure due to living outside of your means. I want to retire. I want to send my kids to the same kinds of schools that I went to. That doesn't require wealth, but it does require certain priorities.

My thoughts exactly. Financial responsibility and security are huge priorities for me. Like you said, I want to be able to retire and to give my children all of the opportunities that I was able to have.

[DSTCHAOS]

PrettyBoy, this topic should apply to men and women equally. This is a topic of financial security and the ability to enjoy certain luxuries and accumulate wealth for the future.

Marriages end in divorce over finances because both the man and women are disastisfied with the economic situation or can't adjust to ups and downs.

To roughly address some other points that you made:
I view marriages as more egalitarian so my household will be run differently than many. Unless one spouse agrees to be a stay-at-home husband/father or wife/mother, both spouses are contributing equally to the finances (even if this is based on % of total income) and to the household (and parenting, if there are children) responsibilities.

It isn't the man's responsibility to provide financially and the woman's to do the household stuff. Unless the couple decides that the man will be the only paid worker and the woman will be the unpaid worker. But in instances where that arrangement has not been made, I don't agree with the "man is the head of the household" thing in the literal sense that most people take it.

[PrettyBoy]

Originally Posted by DSTCHAOS

PrettyBoy, this topic should apply to men and women equally. This is a topic of financial security and the ability to enjoy certain luxuries and accumulate wealth for the future.

Marriages end in divorce over finances because both the man and women are disastisfied with the economic situation or can't adjust to ups and downs.

To roughly address some other points that you made:
I view marriages as more egalitarian so my household will be run differently than many. Unless one spouse agrees to be a stay-at-home husband/father or wife/mother, both spouses are contributing equally to the finances (even if this is based on % of total income) and to the household (and parenting, if there are children) responsibilities.

It isn't the man's responsibility to provide financially and the woman's to do the household stuff. Unless the couple decides that the man will be the only paid worker and the woman will be the unpaid worker. But in instances where that arrangement has not been made, I don't agree with the "man is the head of the household" thing in the literal sense that most people take it.

I beleive it's the man's responsibility to provide for his wife and that's not only financially, it's also emotionally. I didn't say a woman is to be a homemaker. I said she has a choice. If I were married, I would actually prefer my wife to work so we can have a better life style together. Two incomes are always better than one. DSTCHAOS, if your household is run differently because of the way you view marriages, then that's your choice, and between you and your significant other. I view marriages as the man being the head of the household and the provider. I believe the man and the woman are to submit themselves to one another. She is to submit to his lead and he is to submit to her needs. But before they do so, they both have to submit themselves to God first. My marriage will be based on Biblical principles, which for me is why it is very important to choose the right woman. God says "Provide for your family." I can quote scripture if needed.

I agree with you when you say women are equals, and that's fine, but the husband is the final decision maker. I believe a man can make three decisions. He can make the wrong decision, the right decision or no decision. I have more respect for a man that will make the wrong decision rather than no decision at all.

I think when a lot of women hear that the man should be the head and the provider, they automatically think that he is to rule, or take over with an iron fist. Men are also guilty of thinking this and end up running their marriage into the ground. This isn't what leadership is about.

I understand this thread is about finances, and you mentioned why finances cause divorce. I agree with you, but to add on to what you said, what couples fail to realize is divorce does not happen over finances alone. Most couples enter into a marriage with high expectations and low preperation. Another reason is men and women fail to recognize the differences between the sexes, which can cause couples to not meet certain needs that can keep a marriage alive. I blame men a lot for divorce and for corrupting good women, which I've talked about in other D&R threads. Men need to understand that women are divinely different and they are not going to change. A woman cannot be like a man and a man cannot be like a woman, because each is different from the other, and that fact will never ever change. God created a man and a woman that way, and the sooner a couple adjust to and accept it, the happier they will be.

Also, to bring up another potential problem. I think having a nice wedding is important, but I think men and women today spend so much time preparing for a wedding and so little time preparing for marriage. I've seen couples who have spent more time preparing for a wedding than they did for the marriage itself, and that's sad. To me a fancy wedding is just fluff and without proper planning, it's only a wedding and not a marriage. Divorce will soon follow.

Couples today are taught not to accept responsiblity for their actions, so they want to play the blame game. If a man/woman cannot accept responsiblity for who he/she has become and for the things he/she does, no marriage counselor on earth can keep their marriage together. It's not just about finances. A man is to provide for his wife/family if they have kids, financially and he is also to protect her emotionally. A man that refuses to do this is a sorry joker, and in my eyes a poor excuse for a man.

[texas*princess]

Absolutely 10.

My definition of 'financial security' does not mean collectively we need to be millionaires, but instead just need enough to live the life we have planned for ourselves now and in the future (i.e. when I retire from Corporate America, I don't want to have to work as a greeter at Wal-Mart to make ends meet)... because like someone already mentioned studies show the biggest reason for arguements is money-related.

[Dionysus]

Marriage-9
Relationship-5

[cheerfulgreek]

Originally Posted by texas*princess

(i.e. when I retire from Corporate America, I don't want to have to work as a greeter at Wal-Mart to make ends meet.

omg! I just choked from laughing when I read this one. lol lol lol lol lol

[Ten/Four]

9 (because nothing if ever perfect). I understand he may have some debt, ie student loans, car loans, maybe a credit card, but I wouldn't want someone who is reckless with spending habits.