Too true about the sunblock! Clinique Sun-Care SPF 30 for the Face does it for me. Also...
A baseball cap for when I'm in the sun so I don't get red highlights
L'Occitane shea butter keeps skin nice and smooth
Origins Rain and Shine lipcolor in Pink Moon has SPF and looks and tastes great!
A great poolside read. My current choice is The Nanny Diaries
OPI's Big Apple Red polish on the toes
The perfect shorts; no pockets and button and zipper on the side, from Ann Taylor
Wendy from Alexander's of Annapolis, bikini waxer extrordinaire!
My comfy, wear-everywhere Reefs
Iced coffee from Dunkin Donuts
A generous friend who owns a beach house
That's all I can think of for now!