waring about away messages

[Optimist Prime]

i found out that becuase i did this my juior year in college I am out $1600 due to identy theft

[ladygreek]

Do some of your keys stick? Anyway, can you expound on the connection?

[PM_Mama00]

HUH?

[Optimist Prime]

My juinior year of college I always left an away message up on IM and some one hacked into my computer, got my banking info that was on hard drive, and has been billing my account for a subscribtion website since october 2002 I might get like $50 of it back. That sucks donkey balls, I should get all of it back, that is the point of the FDIC.

[Optimist Prime]

but then again FDIC might not cover checking accounts. Sun Trust is the worst bank ever

[Optimist Prime]

sorry about the first message, and for not editing, its been a looonnnngggg extra leters for emphases (i'm to sleepy to go look it up) week so later

yo dj, pump this party

[SigmaChiGuy]

Sun Trust has been the unfortunate bank that has been taking major hits by hackers. I have to feel sorry for them, yet, I don't because they are afterall a bank...and they need to have better security for their clientele.

[mmcat]

sounds like a new bank immediately while you work things out. hopefully there are some.
i'm lucky, mine does cover things.

[FirstAndFinest]

It doesn't matter which bank you choose, all have a clause in the agreement you sign (AKA Signature Card) and on the back/bottom of your regular statement that states you, the consumer, must inform the bank of any unauthorized transactions within X amount of time. A consumer's failure to do so limits the bank's liability. When a bank does reimburse its clients for fraudulent transactions, that money comes from the bank's reserves for fraud, NOT from the FDIC. The point of the FDIC is to protect consumers from Bank failure, up to $100,000 per account holder, not from consumer fraud.

(Now, if hacker's got into your bank's computers and stole from you, there would be a strong case for them to waive the 60- or 90-day period in which you must inform them of the fraudulent transactions on your account and for them to reimburse you in whole.)

[Optimist Prime]

I'll take whatever they give me and then close that account, I already had a different checking account, i used sun trust because it was the closest to the dorm that i lived in. screw them, they were my college bank.