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  #1  
Old 03-22-2004, 01:40 PM
ZETpride ZETpride is offline
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Red face NJ insurance

a

Last edited by ZETpride; 05-25-2004 at 03:17 PM.
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  #2  
Old 03-22-2004, 02:04 PM
Kevin Kevin is offline
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That's a lot of money for them to ask.

I wouldn't be too surprised if that is just a fact of life for local organizations. What's the deductable?

While my national organization charges each chapter a much lower total than that, our deductable is $250,000.
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  #3  
Old 03-22-2004, 08:42 PM
cammykaze1920 cammykaze1920 is offline
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Lightbulb I can help!

Hi there,

Your thread caught my eye since I live in NJ. I also have experience w/i the Insurance industry. Let me preface my comment by saying, NJ has one of, if not the highest insurance premiums within the US.

Ok, a deductible is the amount you (or your sorority) would have to pay before any amount is covered by the insurance co. For example, let's say my auto insurance has a $500 deductible. If I get into an accident with Mr Jones and my car estimate is $7000, I would have to pay $500 out of my own pocket before that $6500 remaining is covered by the insurance co.

This is the general trend:

The higher the premium you pay, the lower the deductible.
The lower the premium you pay, the higher the deductible.

I hope this helps,

Let me know if you have any questions at all..

-Cammy
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  #4  
Old 04-21-2004, 12:43 PM
essenceofomega essenceofomega is offline
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ZETpride,

I am from NJ and founder of my org. What school are you from? It is extremely hard to get insurance in NJ. We are still looking for something a bit cheaper. Holler at me.


Jessica
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