OK ya'll know my hatred for my Old Navy card. Well, turns out that my American Express Blue Card has the best service known to man. If ya'll want a new credit card or are looking to get your very first one, go with American Express. They are awesome people. I had to change my mailing address with them and they were the nicest people on the phone. When I did the same with the Old Navy CC, totally different scenario. They were hard to get along with and you couldn't talk to a real person for a good time into the phone call. Plus you had to deal with pressing numbers and recordings for like 10 minutes. Yes, American Express has a recording but one of the first recordings to push a button is to talk with a real, live person. Snaps to American Express.