Cash or Card

Poplife · #1 12-17-2001, 08:14 PM

I was in Louis Vuitton on a lunch break and while I was chatting with one of the employee's a man came up to the register and announced that he was here to pick an order that was shipped in from France.

His total was pretty heavy...$2100 but the total wasn't what got me. He paid the whole thing in cash.

Now call me stuck up but does anyone else find that to be tacky? I can't put my finger on WHY I think that but all I know is that if someone was buying something for me in a boutique I would be quite embarrassed if they popped out with a fist full on hundreds.

Comments?

AKA2D '91 · #2 12-17-2001, 08:18 PM

As long as the merchandise is AUTHENTIC, NOT stolen, and I didn't have to pay for it, I wouldn't have any problems.

Miss. Mocha · #3 12-17-2001, 08:19 PM

Would you have found it tacky if he paid by check?

Personally, I'm not a big credit card person. I try to use them only for reserving hotel rooms, and renting cars.

My reasoning for this is that I hate to be paying months down the line for something I've already used. It trips me out to see people paying for groceries or gas with a credit card. I'm thinking, "Do you realize you're paying interest charges on food you've already eaten/ or gas that you've already driven out of your car three weeks ago?"

Steeltrap · #4 12-17-2001, 08:31 PM

Caiche or credit doesn't really matter to me.
But I see where you're coming from, Poplife.
This may be a reach, but I've read accounts of drug dealers paying for luxury goods in cash so there would be no trail, so to speak.

aloving1 · #5 12-17-2001, 08:44 PM

I wouldn't find it tacky, it was a Louis Vuitton store. I really wouldn't expect anything else. Now if he was in Target with that much cash that would be a different story.

Poplife · #6 12-17-2001, 08:45 PM

Quote:

Originally posted by Miss. Mocha
Would you have found it tacky if he paid by check?

Personally, I'm not a big credit card person. I try to use them only for reserving hotel rooms, and renting cars.

My reasoning for this is that I hate to be paying months down the line for something I've already used. It trips me out to see people paying for groceries or gas with a credit card. I'm thinking, "Do you realize you're paying interest charges on food you've already eaten/ or gas that you've already driven out of your car three weeks ago?"

Hey, anything but cash. He just looked terrible flipping through all that money. It was like something out of one of those terrible 1970's pimp movies. All he need was a trashy looking female to stand next to him and the scene would have been set.

I don't LOVE credit cards but I use them often because I want to build my credit history. People often get rejected for car and home loans because they don't have any credit history. It's as debilitating as having poor credit history. Some jobs check your credit history to see if you are reliable. But you only pay interest when you are overdue. I have not been charged interest since I first got my card because I always pay my bill in full and on time.

I like to see a printout of how I spent EVERY DIME. When I have a lot of cash I can never remember what I bought and how much I spent. It also helps when I am overseas so I don't get caught up in the exchange rate mess. I find now that I use my credit and my debit card all the time I spend less.

Besides, walking around with more that $40 in my purse makes me feel funny. My girlfriend lost her purse in the mall once and she was crying because all of her Christmas shopping money was in her bag. I thought to myself "Man if that was me all I'd have to do was cancel my credit and debit card." I might cry about the loss of a good bag though.

Poplife · #7 12-17-2001, 08:48 PM

Quote:

Originally posted by Steeltrap
This may be a reach, but I've read accounts of drug dealers paying for luxury goods in cash so there would be no trail, so to speak.

No, it's true. They do.

prayerfull · #8 12-17-2001, 09:02 PM

That is a little bit tacky. I generally try not to use my credit cards for big purchases, but I also don't walk around with a wad of cash either. I use my Visa Check Card faithfully. In fact, the poor thing is getting so worn out that you can't even see my signature anymore. That way, everything comes directly from my checking account.

CkretCrush8 · #9 12-17-2001, 11:20 PM

Personally I don't feel that was tacky. If I can walk up into a store and pay cash for something then i know that it was GOD who gave me the ability to do so. I'm not complaining or even judging the man. I'm sorry but I don't believe it is tacky to have that much money when you have a purpose for it. I'm not going to just walk around the street just because with that much money...it's called wisdom. But I see no problem with what that customer did.

AlphaChiGirl · #10 12-18-2001, 12:39 AM

Yeah...that does shade me out. I know that for my personal coverage, I make big purchases w/ the CC because I can often get insurance on the goods in case of damage/loss/theft. For something that expensive, I'd CC it just to cover myself.

Oh yeah...not all plastic will garner you a huge interest charge. American Express charge (NOT credit) cards charge no interest, but you have to pay the bill in its entirety each month. That just shades me out, reminds me of drug dealers (or people who carry around stacks of ones in an attempt to look as if they're slinging a wad).

PrettyPetite · #11 12-18-2001, 01:51 AM

I don't see anything wrong with it. It's his money--if he wanted to pay by cash, check, credit card , money order, whatever, then he can. Who cares what the world thinks.

I personally prefer to pay with CASH OR CHECK because I don't like credit cards.

I wouldn't be embarrassed. I have no time to sit and worry about what "The Joneses" think about me because I don't do things the same way that they do.

I do have to agree with CkretCrush--I wouldn't walk around with that much $$ on my person.

Just my opinion.

Ideal08 · #12 12-18-2001, 09:21 AM

Quote:

Originally posted by PrettyPetite
I don't see anything wrong with it. It's his money--if he wanted to pay by cash, check, credit card , money order, whatever, then he can. Who cares what the world thinks.

I personally prefer to pay with CASH OR CHECK because I don't like credit cards.

I wouldn't be embarrassed. I have no time to sit and worry about what "The Joneses" think about me because I don't do things the same way that they do.

Ditto.

ClassyLady · #13 12-18-2001, 11:55 AM

Personally, if the man was buying it for me, and I was there with him, I would prefer that he pay by check or credit. When a black man pays for something expensive with cash, people usually assume that he is employed in some illegal profession.

I almost always pay for things by check or credit. I am notorious for never having any cash. I hate going to the MAC machine to take out money because it's usually one for another bank and then I have to pay all of those fees. Or, if I do go, I'll only get as much as I need right then and there. I rarely withdraw more than $20.

When I shop, I try to pay by check instead of credit. I like to pay for things right up front instead of some weeks down the line. If I'm in a rush, I'll use my card because some cashiers do not even know what to do with the check once I give it to them.

Steeltrap · #14 12-18-2001, 12:02 PM

Quote:

Originally posted by prayerfull
That is a little bit tacky. I generally try not to use my credit cards for big purchases, but I also don't walk around with a wad of cash either. I use my Visa Check Card faithfully. In fact, the poor thing is getting so worn out that you can't even see my signature anymore. That way, everything comes directly from my checking account.

Soror, I just had to get a new Visa Check Card because mine got demagnetized from heavy use.
But at least I got an "upgrade" to gold, LOL.

CrucialCrimson · #15 12-18-2001, 10:07 PM

You'd be surprised how differently men feel about carrying a lot of cash around than women so a man paying $2K-3K in cash in a boutique isn't surprising. Personally, I wouldn't charge something like that because you are just asking to be "stalked" by telemarketers and credit card companies. I find check cards tacky - it's like you want the convenience of a credit card without having real credit. As for the "insurance" from credit cards, it isn't really insurance - you'd be better off just taking a picture of it and keeping it with other papers it would be covered under your homeowners (or renters) insurance if something happened to it.