to test or not to test: GMAT woes

[adpiucf]

I had registered for the GMAT and had some doubts about my readiness as the date got closer, so I intended to cancel my test appt -- it is this coming Mon.

In all the craziness of Hurricane K (I live in Houston) and (ironically) being so horribly focused on studying, I negelected to cancel the appointment. And now it's too late.

Well not too, too late... I can cancel the appointment, but I have to EAT the entire cost. That's 250 big ones.

Do I take the test? I don't feel ready. I'm going to have to schedule it for a later date either way. I feel like I'm not going to do as well as I want to if I take the test on Monday. That's why I wanted to reschedule it.

If I take the test now and take it later, the schools I send my second results to will also see my first test, regardless of whether I originally sent them the first test results...

Do I cancel the test and eat the money? Everyone keeps telling me to take it and see how I do. I think that's foolish. That's like driving a stick shift on the Autobahn without having first successfully navigated a regular road.

But then I think about the money. That's a lot of money to lose on poor timing.

And no I can't call ETS with some silly sob story about why I missed the deadline for my refund.

Advice?