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The other cool thing about having a Macys card is that if you forget your coupons at home when they are having one of their massive sales, they give you the discount anyway because since you have a card, they know you have the coupon laying around somewhere. So that's a perk.
But there were a TON of employees that I worked with there who were in debt to Macy's themselves. Their paychecks would go to paying off their bills. It was terrible.
Though I did keep my Macy's card open all through college because I needed some sort of credit to get my cell phone. My brother tried to get one on his own, but didn't have any CCs at all and my mom had to co-sign with him. And he was over 18.
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