Quote:
Originally posted by AchtungBaby80
I have a Macy's card, too, because I had to get one to receive my discount, but now that I don't work there anymore the only thing I wanna do is throw that d*mned thing away! But I didn't know that closing accounts makes you look bad...really?
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Actually, closing accounts only give you negative points if you do this before making a HUGE purchase like a house or a car...I don't know why, but they look for something that could be construed as red flags and they think this is one. What I've learned is that if you don't use the card for a LONG period of time, then the company will close the account anyway...I have had SO many cards cancelled on me because I only use my debit card and 1 specific Visa card...the cancels don't cound against you, from what I understand...