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A lot of HQ's do not hang onto houses.
Owning houses can get extremely expensive. If a chapter is having trouble and folds and they still owe money on their house-then the HQ would have to pay it.
Simply, say the payment is an avg. of 3k a month (and that is extremely low for some multi-million dollar homes), in a year that is 36,000. What if there are 10 houses vacant?
That's 360,000 a year just on paying for the house. No upkeep, no bills, etc.
That is one hell of a commitment and could easily make a HQ go bankrupt in only a few bad years.
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