I posted about ING a while ago -- it's completely legit and a great bank -- much higher interest rate than most other banks.
You get a $25 bonus for signing up (no minimum) if you are referred by a current member. PM me if you are interested, I've been a member for a while and can send you the referral link you need immediately -- I just need an e-mail address for it.
They can afford to give a better rate because they deal mainly online so there is much less overhead, and because they are trying to attract customers. So far it's been working
P.S. the rate is now up to 2.8
P.P.S. If you want more info, either google them or do a search for my old post about ing a few months ago :-D