Quote:
Originally posted by SAEalumnus
WTF??!
Tippiechick: Are you entirely sure your insurance company did this? Since it does not seem to make any sense, the possibility exists that you may have simply been mistaken, but if you're correct, then you may have a cause of action against your own insurance company for bad faith.
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Yep. I am very sure. The depositions they took of the drunk driver clearly stated they were working on behalf of USAA and Mr. Wallace.
My lawyer explained it to me that they had to work on behalf of him since we were suing them. They said it was common practice for a company to defend the person who was the uninsured.
I was told that they were trying to defend him in hopes of not having to pay out the $100,000 my policy covered. They were hoping that my injuries (that hurt me every day of my life and have left me partially disabled in my knee) were fake. I was told that sometimes by defending the person who caused the accident, they can "scare-off" people who are just trying to scam them out of money.
It was clear to everyone that he was at-fault. He pulled out of a side road onto a busy highway without stopping. That's how he hit me head-on. Not to mention that he was drunk and high and not working at 2:30 p.m. on a Tuesday.
I got enough money to pay off my then-medical bills and get another vehicle. Unfortunately, I'll have medical bills for the rest of my life just for pain management and for physical therapy when it really acts up.