Quote:
Originally posted by Tippiechick
My insurance company actually hired attorneys to DEFEND the guy who hit me without insurance. 
|
WTF??! This doesn't make any sense! Your insurance company has a contractual obligation to defend YOU, not the other driver. I've seen a few cases where the company I work for has hired attorneys to sue the other party on our insured's behalf (usually when the other party has no insurance or not enough insurance), but I've never heard of an insurance company hiring attorneys to defend the other party instead of their own insured.
The only cases I can think of where an insurance company would ever side against their own insured would be: 1) if the statements and/or evidence make it clear their insured is at fault for the collision [in this case your company would just simply find you at fault and pay the other party's claim - there would be no need to hire an attorney to defend the other party], or 2) if the company believes their insured is attempting to make a fraudulent claim against their own policy [in this case, the file would be handled by a special investigation unit - but here if an attorney is hired, it would be to defend your insurance company against you, not to defend the other party].
Tippiechick: Are you entirely sure your insurance company did this? Since it does not seem to make any sense, the possibility exists that you may have simply been mistaken, but if you're correct, then you may have a cause of action against your own insurance company for bad faith.