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I believe that if you have a lock on the door to your dorm room, your parent's homeowner's insurance may cover your property.
I would get your advisor involved as well. You ladies do the talking, have them be a witness. When we had an issue, having the advisor present at all meeting was very important because when it comes down to the 'hysterical sorority girl' versus the school admin it is great to have a respected adult on your side. But maybe this is just how our school was. Perhaps your national org's housing director can help you out in some way as well.
Good Luck
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