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For the people who give 10s or 20s... they've gotta know someone that's involved with THON or have some other tie to it. Who else, no matter how wealthy (being that many wealthy are also very stingy!), would just randomly give out 10s or 20s to people on the street?
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That's me! I don't mind giving money to good causes. If I see people who are enthusiastic about a worthy cause- whether I have a tie to it or not- I don't mind donating. If I can afford it, why not? A lot of people DO have ties though.
Although most people in Indiana are familiar with Riley which helps ALOT when you can for them, many people around here just give because they can. I am lucky that I know wealthy people who aren't very stingy. The generosity in my community is impressive.
Especially when you are in an upper-middle class/affluent area, lots of sons/daughters were/are in college probably doing the same thing. You often heard- "My (name) is raising money for them too!"