A British psychologist believes Jan. 24 is the most depressing day of the year.
Dr. Cliff Arnall said he arrived at that date by putting all of our new year's blues into a formula.
Arnall factored in January credit card bills, the after-holiday emotional let-down and the notion that we've all just about given up on our resolutions by now.
And don't forget the weather: cold and dreary, with a little cabin fever thrown in.
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