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I agree with Munchkin. Waiting may work for some people. But it certainly isn't for everyone. For one thing, if you are planning to go all the way to a PhD, which can take upwards of seven years, waiting even one year is a big deal.
Also, if you are a woman and are hoping to have a family eventually, it is oftentimes better to get your grad school education finished and get a few years of continuous work under your belt before you start thinking about a family. If you take a year or two off and then go and get your PhD, you'll be 29 or 30 before you really start working on your career.
I just think there is more to it then I want to experience the "real world" and not get in so much debt. Also, since when did graduate school become easy and not part of the "real world"? A lot of graduate programs are very competitive, and unlike law school and MBA programs, they often require that you do research, teach, and complete classwork. I think that kind of workload pretty much weeds out the uncomitted.
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