Quote:
Originally posted by ADqtPiMel
I've had a credit card since I was 16, and I have 2 (plus a debit card) now. I'm just careful with them. 90% of my purchases I use my debit card. Occasionally I use my credit card to make a purchase, but I always make sure I have enough money to pay it off immediately. I've been doing this for 5 years and now I have good credit.
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*nod* that's what I do: books for semester go on credit card then get paid off ASAP. Credit card is more for emergency situations like unexpected car repairs, gives me a month or so to get it paid back.