I agree location is everything. I could live in Manhattan but don't want to spend $1200 a month (or more) on rent for something smaller then I have now so I opt for Queens. I recently also cancelled all my cable except for the basics. I have the minimum minutes on my cell since I have a work cell, and local only package for my house line. I am planning to cancel this in the future as well. Not getting coffee and a bagel from D&D anymore saves me tons. I buy bagels at the grocery store for $1.25 for a package of 6. The bagel and coffee combo at D&D costs almost $3.00 here. I also leave a ton of snacks in my drawer at work, along with fresh fruit on my desk. That way I am not only eating healthier, but I won't spend $2.00 running across the street to the bakery for a snack. I was thinking of cancelling my AOL broadband but don't think I can deal without having the internet at home right now. Besides, I don't think that $65.00 a month is going to "break me". Oh yeah, consolidate all your student loans. Mine start up in February. If I were paying them all seperately, it would be over a $1000 a month probably. I have come to accept that school loans are always going to be there and it is better to have just those as part of my debt as opposed to massive amounts of credit card debt. Entertain at home. I would much rather spend time in and buy a cheap bottle of wine or a 6 pack of beer then go out and spend $7-$12 on only one drink, then $20 or more for the cab home when I am too tipsy to take the train home. I also try to limit the amount I drive. Yeah, I have a new car, but my company also has vehicles we can use to go see clients in so I do that. We are also given an unlimited metrocard for work too so sometimes I use that. This is gonna be my car for the next 5 or 6 years probably so I want to keep the wear and tear down so I don't have to shell out a lot of dough for car repairs. Oh, instead of going out for dinner, I have been making my boyfriend food at home. Even if it's something simple like a sandwich, he thinks this is the sweetest thing in the world and I think most guys like women who can cook as opposed to having to spend a lot of cash on them for expensive dinners
