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After being married to an accountant for 7 years, I changed my views on this, because his logic made sense. I always looked at tax refunds as a way to save money. He looked at it this way: If you get a huge refund back at the end of the year, then you let the government use your money interest free! If you are using charge cards that have high interest rates, it is much more logical to change your deductions to be paying that extra money on your debt, or to avoid using credit if you can rather than letting them use your money interest free while you accumulate debt with interest. I never ever ever owed money when I was single. I always got a refund. The only time I owed money was the first year I had a maternity leave. They hadn't taken taxes out of my disability pay while on leave so I was stuck.
Just my perspective...
Dee
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