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Originally posted by trojangal
Okay...need some advice from all you committed or married folks out there.
DH and I are in the process of looking for a house. We've just started, and it hasn't helped that we found the perfect house, then lost it in a bidding war. Completely sucks..
So here's the question...was buying a house one of the most stressful parts of your relationship/marriage? What did you do to ease the stress?
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One thing to ease the stress is just to understand a lot of things that happen during the process are beyond your control, so it doesn't make much sense to get all worked up over the contracting stage, or especially the underwriting stage for the mortgage.
Get a good real estate agent, and a good mortgage professional working FOR you. It should be there job to handle all the stress, and to come for you for decisions or documents as needed.
I do mortgages for a living, and one thing I do counsel my clients on are the things that can go wrong. My job is to keep things from going wrong wherever possible, but just keep in mind it's not just the realtor involved. They have the most visibility, but the least amount of control. You'll have a mortgage company involved, appraiser, title company and/or attorneys, and potential even land surveyors thrown into the mix. Each portion has it's potential problems. I have a list of "88 Types of Turbulence" as I call it for my customers to look over, just so if anything goes wrong, it isn't as if we didn't know it could, but, we always find a way to fix problems.