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I don't think that being in college should be a "factor" of applying. If you live on campus and have a meal plan, its kinda unnecessary. However, if you live off campus or at home, you'll have way more expenses, so of course you may need some additional assistance.
But, if you're in college, which can be very demanding, depending on your program, you should be able to concentrate, so you can go ahead and finish. This can help some people graduate and not have to overstress. And when you graduate and get a job, you won't need it anymore.
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