[kddani]

The people affected in my area, Pittsburgh, as well as Wheeling WV and surrounding areas, don't have insurance for this sort of thing. It's never happened before. Regular homeowners doesn't really cover much in the event of flooding- flood coverage is totally separate and very very few people have it. This extreme of things has never really happened up here. So calling people "idiots" b/c they don't have insurance isn't really right. Also, a lot of the areas that were hit were very much lower middle class and people don't have the money to spend on that sort of insurance.

I really don't know how much money would be enough, i'm fortunate to live on a big hill that overlooks one of the hardest hit areas in PA. But I read the article, and I thought it was interesting. These are the undecided Joe six-packs that both candidates are going after. PA and WV are both swing states with lots of undecideds. So I just thought it could be interesting if it affected it at all.

It's not fair for any of us who've never been in this situation, to never have lost everything in your home or your business, to call anyone idiots or make judgements.