Quote:
Originally posted by mullet81
Random Questions...
I was going through my proposed personal budget for housting/utilities/expenses (i'm somehwhat anal) and i had a few questions...
Is it necessary to have a "landline" phone in NYC? I currently use my cell phone for almost everything and i have tons of minutes - but is there any reason that it would be absolutely necessary to have an apt phone? Or is it pretty common these days to save money on that expense?
If anyone doesn't mind answering, about how much is it for high speed/dsl internet a month? What about cable tv? The cable TV i can really skip on if it is really expensive, but DSL is seriously a must for me!
Thanks! The New Yorkers are so helpful!!!
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Hi Mullet. I lived without a land line for quite sometime because I was never home. However, now that has changed and the reception for my cell often sucks in my apartment (I have AT&T) so I got a land line. I pay about $41.00 a month for basic service (no long distance) through AT&T. It makes things much easier then running outside everytime I need to make a call. My work cell works perfectly fine in my apartment though. That is serviced by T-Mobile, however, I try not to use it too much because the minutes are limited and I don't want my agency to say anything. I use AOL Broadband and it is about $65.00 per month. My cable is about $75.00 a month. I would love to save on the cable expense but can't live without HBO and the Lifetime Movie Network
I also got apartment insurance after 9/11. I think my policy is like $200.00 a year. It may even be less then that. I should be getting the renewal in Sept. so I will let you know. I am not so up on the banks to use in NYC, someone else may be able to help you out with this. I currently use Greenpoint Bank for my checking. If you get direct deposit, they don't charge you to have an account. Since I work for a non-profit, I also use MCU (Municipal Credit Union) for my other savings/checking account. There's not a lot of branches though which makes it a PITA to get to. Have you thought about furniture? I got most of my stuff in a lower end store nearby (don't want really expensive stuff since I am not going to be living here forever) but it is decent. I furnished my entire apartment for about $500.00. Stores like this usually deliver for free and will set up for free, just give the guys a nice tip
There's a huge Bed, Bath & Beyond on 18th and 6th ave. too, and a Target near the train in Elmhurst, Queens...... I can't think of anything else off-hand right now. Since you don't really know anyone, I suggest thinking of a place you can leave a spare set of keys in case you get locked out of your apartment. My old supervisor holds a set of mine. I'll post more stuff if I can think of anything..............