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ktsnake, Are you sure about that loan information? I think your student loans are yours and hers are hers. Even when you are married, you shouldn't combine the loans. In the worst case scenario if one of you passes away or becomes permanently disabled, I think that the loans are forgiven. If they are combined, they still need to be repaid.
I think that if you accept financial support from a significant other who is not a spouse, it makes you vulnerable and dependent. I think that it can cause problems in a relationship even if the person is being generous with no strings attached. It doesn't sound like a good idea to me.
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