Quote:
Originally posted by ktsnake
My employer currently doesn't provide healthcare. I pay for my own at around $110/month through Blue Cross Blue Shield. Your all-cash babysitter (who probably doesn't pay taxes) is going to get what she deserves for not paying into the system in my opinion.
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Dude, you live in Oklahoma. Try living in a state that charges more for their insurance. It's not as easy as you might think.
I got the sweetest letter on my 23rd birthday stating that I would be dropped from my father's excellent insurance, despite the fact that I'm still a student and petitioned to have my coverage extended, and because the new provider doesn't cover people past their 23rd b-day (our old one covered me until I was 25). Even though my state of permanent residence is Florida, I wasn't able to get BCBS (for $87/month, Florida is really cheap too) until my student insurance kicks in next month because I don't live there 9 months out of the year. If I gone through New York, a lesser BCBS policy would have been $400/month--basically the same as COBRA payments. Despite my piddly intern-architect pay, I don't even qualify for some temporary insurance because my salary is too high, and others were just as much as, if not more than, COBRA. Fortunately, my parents were willing and able to help me pay COBRA until the student insurance kicks in.
What if we hadn't been able to afford COBRA? What if I hadn't been able to pay for a shitty NY State PPO, or worse, HMO? If something had happened in those 4 months, I would have been in a world of shit. Would that make me irresponsible? Would it make me lazy? No, it would just have made me the victim of lousy timing. Think about the millions of other people this happens to every year. Not everyone else has the same, relatively happy, ending.
So, not every person who finds themselves uninsured is lazy and irresponsible. There are a million different shades of gray in the world.
Please realize that it's not just black and white.