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unfortunately i cannot afford a new car or even a newer used car. i just can't take on another payment and the car insurance rates with collision in nyc would kill me, especially cuz i haven't had a car in almost 4 years i have been placed back in a "high risk pool". one of my friend's has a fairly new car and she pays like $300 a month in car payments and $400 a month in car insurance. it isn't worth it right now, especially cuz i live in ny where people will hit your car trying to park then take off. it's not worth the aggravation.
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