I'm also in the market for a digi--but that's because mine inexplicably died and repair would cost about $10 less than getting a brand new one.
That said, go for the best lens. Sony contracts with Carl Zeiss for their digital camera lenses.
I have an HP Photosmart printer that prints about the same as a Snapfish or ofoto. If you have to print a lot for school or scrapbooking, it's worth the investment.
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