Okay, a decision has been made in the X household. I know you've all been waiting with baited breath! lol
Mrs. X is gonna go ahead and get the car she wants. After having a little chat with the dealer and getting everything down on paper, turns out the price difference is substantially less than the X's thought it would be. So Mrs. X has decided to raid her savings account for most of the difference and the rest will be an early Christmas present.
Now, why didn't Mrs. X think of that sooner???