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Credit cards are evil. My husband and I have spent the past 4 years paying every extra penny to our old debt from college. It is really easy to spend it but a million times harder to get rid of it. Finally after 4 years we have all of it gone. The only time we use the 2 credit cards we have are if some one buys something off the internet (I don't want my debit card used for that) or if Home Depot is running a special on their interest. It is amazing to see that we really can survive with out racking up a ton of debt. We don't buy it unless we have the money in hand.
Another tip. Have enough money saved to pay at least one month of all your bills incase you loose your job or choose to leave it.
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