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If you find a company that is actually a holding of MidAmerica energies, they hold 1st time homebuyer seminars regularly for free.
Also, contact your local board of realtors they should have that info.
I am currently working as the marketing liason for our company (a down payment assistance program) and the realtors, lenders and builders.
There are 3 areas I have no desire to by a homebuyer in right now:
California (any part of the state no less), Maryland and New York.
My reasoning- for the same money you could buy a mansion elsewhere.
I can't bear the thought of a $1,000 month mortgage payment for 900-1200 square feet.
I can buy a nice condo, in a good area of town- probably brand new with brand new appliances for around $90,000.
Same condo in NYC- about $350,000.
That also goes for Cali.
Maryland I wouldnt buy because the prices are inflated and the market is on the brink of toppling over.
But that is my 2 cents.
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