My boyfriend and I just went to a future first-time homeowners seminar on Wednesday night. Everything mentioned in the posts above was mentioned during the seminar. I really didn't realize how blind I was to everything that comes with purchasing a house. I would check your area to see if any mortgage company or realtor offers such a class. (We received our invitation through the mail~you know, junk mail that you would normally toss). I think seminars like this usually cost a little bit, but ours was free and we walked away with tons of knowledge. We started working with the realtors and looking at potential places. And we're meeting with the loan officer to see exactly what we qualify for. Maybe, if everything goes right, we might have a place by the end of September????
Good luck to you winneythepooh7.