Althea, if you're in the NYC area, you should check out Fordham, Pace, Farleigh Dickinson, St. John's, or Rutgers. My friend who is starting her Psych PhD in the fall applied to all of those, and they have decent programs (according to her...I have no opinion, since it isn't my field). She was a very good student in undergrad—graduated summa cum laude—if that gives you any indication.
As for the topic at hand, I'm currently going for a master's part-time and working full-time. I haven't had a problem (yet), but I haven't taken many classes so far.
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