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I agree with LOVE_SPELL_6
On the comment about spending more and saving less. For my birthday I purchased my dream Car, a BMW 330ci coupe (now before people say I'm casting stones and live in a glass house I had a 9 year old Honda Accord and I had been saving for that car for years). One day when I was out shopping, one of my friends called me. She was absolutely shocked when I told her I was at Wal-Mart. She said since I had the new car I should shop at a higher-end store because it would look strange for me to drive a BMW and shop at Wal-Mart.
I don't care what kind of car I'm driving I'm still going to value shop!
People need to realize that money can be here one day and gone the next..look at Kenneth Lay of Enron...
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