Shela,
Your observations are all on point.
Also I am at my desk at work literally LOL at you for 2 reasons.
1. You actually taught someone how to say "sto".
2. Your examples of "fixina" and "finna". I actually used to say "fixina". (I have country parents.) It brought back some funny memories for me.
[This message has been edited by MIDWESTDIVA (edited November 27, 2000).]