Hi!
I live in the D.C metro area as well. Along with the great advice given to you already, you have one more option: There are a lot of beautiful, historic houses near Howard. Many people who live in these houses rent out their basements because they are actually like studio apartments! The basements have their own mailboxes and entrances. They also have bathrooms and kitchen areas, so you would never have to go upstairs. If this interests you, ads are placed every Sunday in The Washington Post.
Good Luck!!
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