Sisterfriend, PLEASE, PLEASE, PLEASE don't get caught up in that mess until you have a stable, secure, and good-paying job. Take it from me, I made the mistake of getting a credit card while I was still in undergrad and because of my lack of maturity and a good job, I suffered the consequences. I realize that stuff like that seems appealing (heck, most credit card companies actually target college students), but believe me IT IS NOT WORTH the trouble if you are not truly ready for it. I feel that NO CREDIT is really better than BAD CREDIT any day.
If you do decide to take on this responsibility while you are still in school, PLEASE, PLEASE, PLEASE start out slow and use it wisely.
I'm now older and wiser and I've made the decision to TEACH my children about the SERIOUSNESS and IMPORTANCE of maintaining their credit rating and I also plan to assist them in MONITORING the process until they are ready to handle it on their own. I did not receive this kind of guidance from MY parents because they themselves were really not aware or educated about this. So, in part, I made some bad decisions. But now, through trial and error, I realize the truth of the matter, I've educated myself, and therefore I feel empowered about the issue.
Don't make the same mistakes that I made. I hope that I didn't offend you by writing this response. It is truly and sincerely from the heart and meant in good faith.
GOOD LUCK SISTERFRIEND!!!!