Call me crazy, but what bugs me is someone telling me how I and/or my family should handle our finances.
I worked every summer from the time I was 15 through college, and during Christmas vacation. I never had a Spring Break - I worked. On the first day of the term, I paid my sorority dues for the year in one check. I had scholarships & loans, and my parents paid the balance. They didn't pay for things they felt were frivolous, but they were there when I needed them. I don't feel that I was spoiled, as I am extremely grateful that they were able to help me through college, and make sure that they know that still. I could not have done it without them, both financially and the instilling of a good work ethic.
DeltAlum, your wife sounds like a very classy lady - but you already knew that!