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I have to disagree with number 11 . . . The ring isn't a gift exactly. Its a symbolic option to buy.
If dating is renting, and buying is marriage then the ring os more like a lease with an option. And I don't think it qualifies as a security deposit.
Also, those guys that say "keep the ring" when she tries to give it back are just morons. If the engagement breaks I want the freaking ring back.
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