[AKA2D '91]

Originally posted by AKA2D '91
Well, my story is different. I did not have credit cards while in college. Mind you, I had a CLEAN, POLISHED credit history....NO CREDIT, BUT, someone did obtain a card IN MY NAME!

I NEVER received ANY bills. I guess my SS# was obtained from a class roll, or some department and my identity was "stolen".

Anyway, one day, my mother called me and told me something about a card and the "bill" was being turned over to a collection agency. She KNEW I never came home with NEW items. Anything NEW I had, she had purchased them. Then the records showed that items had been purchased as far away as Chicago...HECK, I have NEVER been to Chicago!

So, from there we tried to get to the bottom of it. By the time we found out what had happened, it was too late. The incident went on my credit report. I submitted a dispute and left it at that. The debt the person had incurred was over $1000. So, that was in 92. Since then, I have little by little gotten my credit, back on track!

I HAVE NOT AND WILL NOT PAY FOR SOMETHING I DID NOT DO! Shoot, at least let me have some merchandise or something...YA KNOW!

I wish they would curtail or limit credit to college students.

Update:

My credit is back on track. I only have 1 card that is active. My other cards are inactive because I've paid those bills off.

I've placed statements on my credit report where companies are to contact me (in writing or via phone) that a line of credit is being requested. Hopefully, reduce or eliminate the chances that my identity is stolen again.