Quote:
Originally posted by GeekyPenguin
ETA: I just checked. Not everybody has to have it, but everybody who does buy it must buy EXTRA insurance against uninsured drivers. Super, huh? It's like punishing responsible people.
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I carry UM even though we require insurance by law. SO many people here are uninsured despite the law, or carry absolute minimum coverage, that its just worth it to have UM.
But yeah, that is assy..."since you're going to buy one kind of car insurance, why don't you buy two kinds to make up for the ones who won't buy any!"