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For me gift cards are a little better than cash because it's easier for me to just "spend" the cash on stupid stuff versus buying something specific with the gift card and saying "so and so got me X". Biggest drawback to gift cards vs cash: EXPIRATION DATES!! My boss gave me a MasterCard gift card last year for Christmas and I stuck it in my wallet and forgot about it. How about the sucker was good for 1 year it seems and it expired on me! I'm going to call them and see if there is anything I can do about it, but I really don't want her to know. I read in a recent newspaper article that unredeemed gift cards are a major money maker for department store. In addition to expiration dates, many cards have monthly fees if you do not use them by a certain point. For what?? It's not like they really have to DO anything, plus they are getting the money interest free!
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