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Daisy,
In most states, if your group doesn't have liability insurance, and someone were to be hurt or killed at one of your events, your officers, individual members and even their parents might be sued.
The ugly truth is that you'd better get coverage or disband. You just can't afford to take that kind of chance.
It could ruin any of you financially for the rest of your life.
Not trying to be scary -- just letting you know the reality here.
There are some insurance threads in Risk Management as well, I believe.
__________________
Fraternally,
DeltAlum
DTD
The above is the opinion of the poster which may or may not be based in known facts and does not necessarily reflect the views of Delta Tau Delta or Greek Chat -- but it might.
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