It's funny that you brought up the mall reference because in my area there was a Catholic Church located in shopping mall for many years.
Also, there are some churches where you can pay your offering/tithes to a centralized area if your church participates. So, when you put the envelope in you just put your account # and dollar amount the church withdraws that amount out so you don't have to write out a check. I think it's run by the Lutheran Brotherhood.
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