[QUOTE]
Originally posted by CatStarESP4
[B]
Don't get me started with loans. I owe about $75K in total (undergrad and my brief grad school career). I wish that my parents had started saving before I was born.

Dang! I could sure use that 75K for something else. I'm thinking about taking out a bank loan to pay off my credit cards (3 of them) because their interest rates seem lower. Anyone have money trees growing in the back of their yard that I can plant in mine?